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Insolvency & debt services in Calgary
If you are considering a consumer proposal or bankruptcy, first establish who is qualified to discuss and administer those processes. Canada's Office of the Superintendent of Bankruptcy maintains a public Licensed Insolvency Trustee directory, which works without enrolling with a debt-help company.
Use the comparison checklistReach the professional directly
Use the federal directory to verify a trustee and obtain contact details independently. Some debt-help businesses refer enquiries onward rather than administer an insolvency file themselves. Ask whether you are speaking with a trustee's office or an intermediary, who would receive a fee and whether a referral is necessary. The federal consumer information explains the different debt-help roles before you share documents.
Prepare for a factual assessment
Ask the trustee's office which records to bring, including information about creditors, income and property. Let the professional explain what is relevant and how it will be protected. Request an explanation of alternatives, the stages of any proposed process and the responsibilities you would take on. If there are joint debts, a business or an existing court matter, flag that early and ask whether another professional must also be involved.
Local directory
1 local listing in this category.
MNP Ltd.
Calgary