Universal Credit 2026: What Money Guiders Need to Know

A clear overview of the 2026 Universal Credit reforms, who will be affected, the financial risks involved, and the support tools available.OverviewThis session, delivered in partnership with Society Matters for the Money Guiders Network, providing a clear, practical overview of the 2026 Universal Credit reforms, exploring who will be affected, the potential financial risks involved, and how money guidance professionals can respond effectively. Designed to support early intervention, the session focuses on understanding income changes, affordability pressures, and the tools available to help people navigate the transition.Who is this session for?Money guidance practitioners working in the third, community, and public benefit sectors. If you’re a volunteer or member of staff who supports people with benefits, budgeting, or financial decision‑making, this session is for you.Anyone supporting individuals who may be affected by changes to Universal Credit, including those with health conditions, disabilities, or limited capacity to absorb income shocks.What to expectDuring this session, we’ll cover:A clear refresher on Universal Credit, including key elements and how entitlement is calculated.An explanation of LCWRA, including current eligibility, payment levels, and who qualifies.What’s changing from 2026, with a focus on the key reforms and the groups most affected.The likely financial impact of these changes, including income loss, affordability pressures, and increased risk of debt.Real‑life case studies to help understand the practical impact on households.Support options for practitioners, including tools, guidance, and early intervention approaches to reduce harm.This event will be accompanied with a useful handout for delegates with links to the information discussed and will be CPD accredited.Money Guiders Competency FrameworkTechnical Domain: Welfare and BenefitsAccessibilityWe are committed to making this event accessible to everyone. If you have any accessibility requirements, please let us know using the form fields when registering or email us at MoneyGuiders.England@reed.comAbout Money GuidersMoney Guiders is a free self-development programme designed to help money guidance practitioners improve their knowledge, skills, and confidence. Provided by the Money and Pensions Service, it's aimed at staff and volunteers working in the third, community and public sectors. With over 20 hours of elearning, hundreds of events on offer and a community of practice at your side, this free programme will help you to help others.Everything Money Guiders offers centres around the Money Guidance Competency Framework. The framework lays out the knowledge, skills and behaviours that help make a great money conversation and maps out the length and breadth of money related issues that fall outside of regulated money and financial advice—the things you talk to your customers about.Join the Money Guiders CommunityBecome part of a UK-wide community of practice. As a member, you’ll receive priority access to learning events, workshops, newsletters, and networking opportunities—all in partnership with the Money and Pensions Service.👉 Register for the Money Guiders Community today!